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Do you have a UK pension? Are you thinking
of transferring it to Australia? Read on for some good news.
If you transfer your UK pension to a fund that
the UK accepts as a QROPS – a qualifying recognised overseas
pension scheme – there’s no UK tax payable on amounts
up to £1.6 million*. Aon Master Trust Personal Super is a
QROPS and so can offer you this facility. There could be tax concessions
in Australia too.
The rules in both countries are complex and there
are many factors that will influence your decision to transfer.
Depending on your personal circumstances, transferring may (or may
not) work in your favour.
See the guide Transferring
your UK pension benefit to the Aon Master Trust for:
- taxation on transfer and ongoing tax obligations
- issues to consider
- steps to follow
- Aon Master Trust and Australian Tax Office forms.
See also the Aon Master Trust Personal
Super Product Disclosure Statement.
Good advice
There are many factors to take into account and
we recommend that you talk to a financial adviser before making
your decision. Your adviser will take you through the pros and cons
of transferring and, if you decide to go ahead, they can help you
complete the paperwork.
If you don’t have a financial adviser but
would like to be put in touch with one**, call us on 1300 880 588,
email
us, or log
in and follow the my ebenefits link.
Lost track of your UK pension?
You might be able to find it through
thepensionservice.gov.uk
* Note that contribution caps in Australia
may limit the amount you can transfer to an Australian superannuation
fund in any given year.
** Financial planning services are not provided
by Aon Superannuation Pty Limited.
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