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IDENTIFY YOUR STYLE
 
 

These short questions will help you understand your attitude towards investment risk. This is important because your attitude to risk is one of the main factors to consider when deciding how to invest your money.

Remember that the questions are intended as a guide only and we strongly recommend that you speak to a financial adviser before making any investment decisions. If you like, we can refer you to qualified financial adviser. Call us on 1300 880 588 for more information.

When do you plan to retire and draw on your superannuation savings?  
Short term (1 - 3 years) 5 points
Medium term (3 - 10 years) 10 points
Long term (more than 10 years) 15 points
 

If your investment were to decline in value by 20% over a 12-month period, what would you do?

  
Transfer the entire investment to more secure option 5 points
Transfer some (say half) of the investment to a more secure option 10 points
Nothing 15 points
Invest more to take advantage of lower prices 20 points
   
How would you best describe your investment experience?  
I am an experienced investor 15 points
I take an interest but I'm not really comfortable making investment decisions myself 10 points
I am not familiar with investment markets and have little interest in their workings 5 points
   
In which of these assets do you have the most money invested?  
International/Australian shares 20 points
Growth-style managed funds/unit trusts 15 points
Balanced-style managed funds/unit trusts 10 points
Cash management trust / bank account / term deposits 5 points
   
What would you do with $100,000 that had to be invested (ie you can’t buy that Lamborghini)?  
Put it all in the share market or a similar higher risk investment 25 points
Put most in the share market and the rest in a more secure investment such as a term deposit 20 points
Invest in property (which includes paying off the mortgage) 15 points
Put most in a more secure investment and the rest in the share market or a similar higher risk investment 10 points
Put it all in the bank or on term deposit 5 points
   
Which one of the following best represents your investment expectations?  
Lowest risk/ return      [2% to 5%] 5 points
Lower risk/return      [-3% to 9%] 10 points
Medium risk/ return       [-8% to 15%] 15 points
Higher risk/return      [-12% to 25%] 20 points
Highest risk/ return       [-20% to 40%] 25 points