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Fees and conditions appearing on this website apply to members who join the Trust on or after 1 July 2009. Existing members' fees and conditions are as notified.

	EMPLOYER INFORMATION & TOOLS

	The Aon Master Trust offers excellent features for employers including administrative services, consulting services, policy committee services, a comprehensive education program (online, on-site and hard copy) and regular communication material. Find out more about: Employer forms Employer directions newsletters Extra benefits Flexible design Employee services Administration services Employer online service guide Online information Consulting services Policy committee services Member information services Extra benefits A flexible, extra benefits program for employees, my ebenefits will help satisfy the work-life balance and benefit needs of an ever-more demanding workforce. Designed to assist employers to be the destination of choice for key talent, my ebenefits is adaptable for individual company requirements, including integrating company-specific benefits or a packaged program is available. my ebenefits delivers: the other things in life that employees want, and the return-on-benefits that you, as an employer, need. In a business environment of tightening margins and competition for key talent, my ebenefits can be the differentiator that helps you to attract, retain and motivate your employees. The return for your business: greater productivity and an improved bottom line. Flexible design The Aon Master Trust is about choice and flexibility … you determine how involved you want to get. Investment options With a broad choice of investment options, the Aon Master Trust makes it very easy for members to find an investment (or a combination of investments) that meets their investment needs. You can select a default investment option from any one of the pre-mixed or sector options. If you do not select a default, the default will be the Pre-mixed Balanced-Index option. Your employees can then choose to move to the option of their choice. Specific information about the investment options can be found in your Product Disclosure Statement. Death and total and permanent disablement For employer plan members insured under the standard AIA Australia policy, there is a minimum level of default cover for death and total and permanent disablement (TPD). This minimum is $220,500 and is age-based, reducing from $220,500 at age 42 to nil at age 65. As the employer, you may wish to select an insurance formula that results in a higher level of cover. Options are: fixed percentage x annual salary x future service to age 65 (in years and complete months) fixed dollar amount. Your employees can select additional death and TPD insurance cover to meet their needs. Income protection The Aon Master Trust’s income protection benefit is an amount of 75% of taxable salary, for a maximum benefit period of two years, five years or to age 65, and there is a choice of waiting period: 30, 60 or 90 days. You can choose the benefit and waiting periods that apply in your employer plan. Insurance cover in Corporate Super A choice of benefit design To create the ideal solution, we give you two choices of employer-sponsored super: If you are an employer that wants easy-to-manage benefit options and Aon managed investment options with very significant fee savings, Aon Master Trust Corporate Super could be the right option for you. If you are a large employer or fund with large assets who wants a tailored accumulation or defined benefit design, the customised section of Aon Master Trust Corporate Super may be an appropriate solution. Employee services When your employees join the Aon Master Trust they are presented with a range of services and options designed to suit their individual needs. Choice and flexibility Investments - with a wide range of investment options to choose from, your employees can invest their super to match their investor profile. Insurance - Members insured under the standard AIA Australia policy have a minimum level of default cover for death and total and permanent disablement. This minimum is $220,500 and is age-based, reducing from $220,500 at age 42 to nil at age 65. Your employees can stay with the default cover, opt out of cover, or select the type and amount of insurance cover they need to support their dependants should they become disabled or die. Contributions - your employees can make contributions from either before or after-tax salary, regularly or as a lump sum. We also accept spouse contributions and rollovers from other complying funds. Portability Our public offer status means that your employees can move from Corporate Super to Personal Super when they leave your company. They can continue to enjoy the benefits offered by the trust including insurance and investment options. Financial planning Our team of financial advisers* can advise your employees on the most effective strategy for meeting their financial needs. They are available to run general information seminars or meet with interested employees on an individual basis. * Financial planning services are provided by Aon Wealth Management Limited (AFSL 239187) and Aon Financial Planning & Protection Limited (AFSL 239183). Education Superannuation can be complicated but it's important for your employees to get it right. That's why we are committed to educating members and helping them make informed decisions. Our education program includes: Regular print communications - booklets, guides, newsletters, annual reports Online learning - tips & tools, quizzes, Introduction to super and investment, roadshow, factsheets, calculators, ebenefits Annual member information sessions - investment performance and commentary, investment options in the trust, introductory financial planning, insurance cover, explanation of benefit statements, other relevant information Hotline and email contacts - answers to technical questions on the trust or superannuation in general. Administration services When you join the Aon Master Trust: our transition team will coordinate the transfer of data from your previous fund data management will be simplified through our online services member material will be delivered to each member's home address once the transfer is complete, your consultant and administrator will be available to answer any queries about the Aon Master Trust, Aon or superannuation in general. Employer Administration Guide Employer online service guide A guide to online functionality for employers to load contributions and employee information. Employer Online Services Guide (PDF 4.4MB) Online information Online information available to both you and your employees includes: benefit quotes administration forms investment performance insurance factsheets and guides educational material, including introductions to super and investments newsletters calculators. Consulting services At no extra cost, a consultant will be available to: assist in two policy committee meetings per year run initial, then annual, presentations on the investment options and structure of your plan to members at your work place answer technical questions on the Aon Master Trust or superannuation in general. Policy committee services If you are required to have a policy committee, your committee will benefit from our: regular contact on developments within the Aon Master Trust, superannuation and issues affecting the employers, policy committees and members attendance at half-yearly meetings of the policy committee to discuss investment and administration updates. Policy Committee Guidelines. Member information services Annual presentations to members are run at every main capital city, and by negotiation for other locations, and cover: investment performance introduction to financial planning other relevant information.
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